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Texas Business and Commercial General Liability Insurance

What is General Liability Insurance?

General liability insurance covers your business for unintentional damages caused in the course of doing business. Businesses face many risks every day: Employees causing unintentional damage to client’s property, customers getting injured on their premises, claims of unsatisfactory service, etc. All businesses need insurance to cover these risks.

What does General Liability Insurance cover?

Texas Commercial General Liability provides protection if you are sued for injury or damages that occur in the normal course of your business operations. Depending on the coverage limits and type of policy you purchase, it helps cover the costs of your legal defense and fees if you are found to be liable. General Liability is truly one of the most important coverages a business can have.

How much does General Liability Insurance cost?

There are a lot of variables that go into determining how much insurance costs. Things like how many employees you have, your experience in the industry, if you’ve had claims in the past, etc. We can’t give you a solid quote without gathering all of the required information, but we can give some examples of quotes we’ve given recently. We’ve had small, one-person self-employed customers get annual premiums of around $900-$950. Our mid-sized business customers have gotten quotes in the $1,550-$1,700 range annually, and larger companies have gotten coverage in the $4,000 – $5,500 dollar range.

Bear in mind, these are just ballpark figures and every company we quote is different. Also, we quote MULTIPLE carriers on your behalf so you may see a range of premiums.

How do I get started?

We make it easy to get covered! Here are a few options:

  • CLICK HERE to use our online form to get multiple quotes in just minutes
  • CLICK HERE to chat with one of our agents on Facebook Messenger
  • CLICK HERE to schedule a phone call from one of our agents at a time that is convenient for you.
  • Or simply call us directly at (844) 954-6787

No office visit is required and we can usually get you covered the same day in most cases!