Open Public Data Asset • CC-BY-4.0 Attribution
Texas 254-County Hail, Flood & Underwriting Risk Dataset
Compiled by Get Insured Quick's underwriting research desk from NOAA NCEI (2016–2025), OpenFEMA NFIP (Aug 2026), U.S. Census Bureau, Zillow Research ZHVI, and NHTSA FARS across all 254 Texas counties (FIPS 48001–48507).
| County (FIPS) | Region | Pop. | Typical Home | 10-Yr Hail (Max) | 10-Yr Wind | NFIP (SFHA %) | Crash / 100k | Primary ZIP |
|---|---|---|---|---|---|---|---|---|
| Anderson (48001) | Upper East | 57,736 | $215,800 | 45 (3.00") | 39 | 42 (1.0%) | 19.5 | 75803 |
| Andrews (48003) | West Texas | 18,664 | $263,900 | 43 (2.50") | 21 | 2 (0.0%) | 34.4 | 79714 |
| Angelina (48005) | Southeast | 87,319 | $198,800 | 29 (1.75") | 57 | 310 (2.6%) | 18.2 | 75949 |
| Aransas (48007) | South Texas | 25,374 | $296,400 | 5 (2.50") | 10 | 3,808 (17.9%) | 16.8 | 77950 |
| Archer (48009) | Northwest | 9,029 | $239,100 | 57 (3.00") | 24 | 39 (4.3%) | 24.6 | 76366 |
| Armstrong (48011) | High Plains | 1,832 | $245,400 | 35 (4.25") | 105 | 0 (0.0%) | 13.5 | 79019 |
| Atascosa (48013) | Alamo | 51,784 | $242,700 | 32 (3.00") | 9 | 139 (5.2%) | 17.5 | 78064 |
| Austin (48015) | Gulf Coast | 31,677 | $420,800 | 10 (2.50") | 9 | 474 (4.4%) | 20.0 | 77474 |
| Bailey (48017) | High Plains | 6,672 | $142,200 | 24 (3.10") | 40 | 12 (0.0%) | 34.7 | 79347 |
| Bandera (48019) | Alamo | 22,637 | $328,100 | 47 (3.00") | 11 | 232 (8.1%) | 21.1 | 78055 |
| Bastrop (48021) | Capital | 110,778 | $351,600 | 51 (5.50") | 26 | 474 (3.4%) | 29.2 | 78602 |
| Baylor (48023) | Northwest | 3,463 | $136,600 | 46 (3.50") | 41 | 8 (0.0%) | 13.5 | 76380 |
| Bee (48025) | South Texas | 30,850 | $158,100 | 15 (2.75") | 19 | 235 (7.8%) | 17.6 | 78102 |
| Bell (48027) | Central Texas | 393,193 | $247,900 | 122 (5.68") | 51 | 837 (1.1%) | 14.2 | 76571 |
| Bexar (48029) | Alamo | 2,087,679 | $251,000 | 294 (5.50") | 97 | 4,411 (1.1%) | 11.5 | 78023 |
| Blanco (48031) | Capital | 13,048 | $567,400 | 38 (6.12") | 10 | 84 (0.0%) | 15.9 | 78636 |
| Borden (48033) | West Texas | 572 | $192,000 | 29 (3.50") | 49 | 0 (0.0%) | 13.5 | 79738 |
| Bosque (48035) | Central Texas | 18,996 | $240,500 | 59 (2.76") | 10 | 60 (3.9%) | 28.7 | 76634 |
| Bowie (48037) | Upper East | 91,687 | $194,500 | 48 (1.75") | 83 | 215 (2.7%) | 17.9 | 75559 |
| Brazoria (48039) | Gulf Coast | 398,938 | $323,800 | 16 (1.75") | 48 | 27,418 (21.8%) | 13.2 | 77515 |
| Brazos (48041) | Central Texas | 244,703 | $310,500 | 80 (3.00") | 76 | 1,266 (1.6%) | 9.6 | 77808 |
| Brewster (48043) | Upper Rio Grande | 9,513 | $204,900 | 53 (3.50") | 39 | 134 (0.0%) | 13.5 | 79830 |
| Briscoe (48045) | High Plains | 1,445 | $161,000 | 22 (6.00") | 79 | 0 (0.0%) | 13.5 | 79257 |
| Brooks (48047) | South Texas | 6,848 | $66,200 | 4 (1.75") | 2 | 88 (57.3%) | 24.1 | 78355 |
| Brown (48049) | Northwest | 38,709 | $186,600 | 88 (3.25") | 41 | 387 (12.1%) | 16.9 | 76801 |
| Burleson (48051) | Central Texas | 19,475 | $265,600 | 28 (4.25") | 22 | 82 (4.0%) | 34.0 | 77836 |
| Burnet (48053) | Capital | 53,991 | $419,300 | 107 (4.25") | 30 | 1,202 (7.7%) | 22.7 | 78611 |
| Caldwell (48055) | Capital | 49,859 | $280,000 | 27 (2.75") | 20 | 231 (3.8%) | 22.9 | 78644 |
| Calhoun (48057) | Alamo | 19,696 | $204,100 | 0 (0.00") | 15 | 1,585 (19.6%) | 20.1 | 77979 |
| Callahan (48059) | Northwest | 14,374 | $221,900 | 58 (3.25") | 22 | 8 (0.0%) | 24.6 | 79504 |
| Cameron (48061) | South Texas | 426,710 | $204,600 | 30 (3.01") | 85 | 12,201 (9.5%) | 9.8 | 78586 |
| Camp (48063) | Upper East | 13,000 | $209,600 | 15 (1.75") | 23 | 0 (0.0%) | 32.1 | 75686 |
| Carson (48065) | High Plains | 5,878 | $166,400 | 132 (3.00") | 114 | 9 (0.0%) | 33.7 | 79068 |
| Cass (48067) | Upper East | 28,659 | $161,700 | 30 (2.50") | 55 | 20 (1.5%) | 31.1 | 75551 |
| Castro (48069) | High Plains | 7,227 | $139,300 | 30 (3.50") | 90 | 4 (0.0%) | 28.2 | 79027 |
| Chambers (48071) | Gulf Coast | 53,876 | $348,500 | 1 (2.00") | 6 | 3,453 (5.1%) | 14.0 | 77514 |
| Cherokee (48073) | Upper East | 52,217 | $233,800 | 45 (4.00") | 61 | 107 (3.1%) | 31.8 | 75766 |
| Childress (48075) | High Plains | 6,788 | $135,300 | 45 (3.25") | 73 | 1 (0.0%) | 13.5 | 79201 |
| Clay (48077) | Northwest | 10,738 | $200,700 | 65 (3.00") | 11 | 38 (0.0%) | 17.9 | 76365 |
| Cochran (48079) | High Plains | 2,509 | $51,200 | 16 (3.25") | 73 | 1 (0.0%) | 13.5 | 79346 |
| Coke (48081) | West Texas | 3,352 | $147,000 | 39 (2.75") | 15 | 7 (0.0%) | 13.5 | 76945 |
| Coleman (48083) | Northwest | 7,842 | $141,700 | 83 (4.50") | 23 | 14 (0.0%) | 19.1 | 76834 |
| Collin (48085) | Metroplex | 1,195,359 | $477,500 | 310 (5.25") | 111 | 1,451 (0.3%) | 6.4 | 75009 |
| Collingsworth (48087) | High Plains | 2,563 | $84,800 | 46 (5.50") | 56 | 20 (0.0%) | 13.5 | 79095 |
| Colorado (48089) | Gulf Coast | 21,117 | $291,600 | 7 (1.75") | 14 | 303 (7.5%) | 29.7 | 78934 |
| Comal (48091) | Alamo | 193,928 | $431,200 | 75 (2.75") | 32 | 1,500 (2.3%) | 13.2 | 78132 |
| Comanche (48093) | Northwest | 14,050 | $235,600 | 18 (4.25") | 22 | 28 (0.0%) | 38.9 | 76442 |
| Concho (48095) | West Texas | 3,297 | $148,500 | 29 (4.00") | 13 | 1 (0.0%) | 13.5 | 76837 |
| Cooke (48097) | Metroplex | 43,782 | $318,200 | 91 (3.00") | 47 | 161 (3.1%) | 18.3 | 76240 |
| Coryell (48099) | Central Texas | 84,878 | $224,600 | 73 (4.50") | 19 | 119 (1.1%) | 15.1 | 76528 |
| Cottle (48101) | Northwest | 1,294 | $77,400 | 26 (4.00") | 70 | 0 (0.0%) | 13.5 | 79248 |
| Crane (48103) | West Texas | 4,574 | $200,400 | 18 (3.00") | 13 | 0 (0.0%) | 29.7 | 79731 |
| Crockett (48105) | West Texas | 2,858 | $115,000 | 38 (3.00") | 13 | 19 (0.0%) | 13.5 | 76943 |
| Crosby (48107) | High Plains | 4,917 | $85,800 | 33 (2.75") | 82 | 7 (0.0%) | 42.4 | 79322 |
| Culberson (48109) | Upper Rio Grande | 2,196 | $154,300 | 12 (2.50") | 32 | 5 (0.0%) | 13.5 | 79847 |
| Dallam (48111) | High Plains | 7,237 | $154,800 | 74 (4.00") | 66 | 9 (0.0%) | 39.7 | 79022 |
| Dallas (48113) | Metroplex | 2,606,358 | $304,800 | 196 (4.00") | 145 | 4,809 (1.0%) | 12.1 | 75159 |
| Dawson (48115) | West Texas | 12,004 | $111,700 | 16 (2.25") | 67 | 12 (1.3%) | 20.0 | 79331 |
| DeWitt (48123) | Alamo | 19,929 | $215,200 | 9 (1.75") | 9 | 200 (7.9%) | 21.1 | 77954 |
| Deaf Smith (48117) | High Plains | 18,347 | $172,400 | 102 (3.23") | 112 | 5 (0.0%) | 18.4 | 79045 |
| Delta (48119) | Upper East | 5,520 | $201,900 | 8 (2.00") | 7 | 0 (0.0%) | 32.3 | 75432 |
| Denton (48121) | Metroplex | 1,007,703 | $432,400 | 373 (5.90") | 148 | 1,740 (0.8%) | 7.7 | 76266 |
| Dickens (48125) | High Plains | 1,711 | $99,800 | 24 (6.00") | 59 | 0 (0.0%) | 13.5 | 79370 |
| Dimmit (48127) | South Texas | 8,257 | $133,600 | 10 (2.75") | 4 | 21 (0.0%) | 18.3 | 78834 |
| Donley (48129) | High Plains | 3,214 | $126,300 | 101 (4.00") | 42 | 5 (0.0%) | 13.5 | 79226 |
| Duval (48131) | South Texas | 9,604 | $86,200 | 13 (2.00") | 18 | 23 (9.2%) | 19.4 | 78384 |
| Eastland (48133) | Northwest | 18,037 | $149,000 | 32 (3.00") | 20 | 71 (0.8%) | 25.8 | 76437 |
| Ector (48135) | West Texas | 164,494 | $252,400 | 151 (5.00") | 86 | 830 (10.4%) | 31.1 | 79759 |
| Edwards (48137) | West Texas | 1,393 | $129,000 | 27 (3.50") | 5 | 0 (0.0%) | 13.5 | 78880 |
| El Paso (48141) | Upper Rio Grande | 869,880 | $233,100 | 37 (2.00") | 30 | 2,695 (0.0%) | 11.7 | 79938 |
| Ellis (48139) | Metroplex | 222,829 | $370,500 | 142 (3.75") | 39 | 469 (1.5%) | 15.3 | 75119 |
| Erath (48143) | Metroplex | 44,195 | $338,600 | 49 (2.75") | 16 | 56 (1.7%) | 24.6 | 76401 |
| Falls (48145) | Central Texas | 17,286 | $141,200 | 20 (2.50") | 19 | 2 (0.0%) | 19.0 | 76661 |
| Fannin (48147) | Metroplex | 37,571 | $282,700 | 61 (2.25") | 50 | 139 (3.8%) | 33.0 | 75418 |
| Fayette (48149) | Capital | 25,474 | $437,100 | 31 (2.75") | 18 | 171 (3.4%) | 24.9 | 78945 |
| Fisher (48151) | Northwest | 3,612 | $109,200 | 36 (3.00") | 32 | 0 (0.0%) | 13.5 | 79546 |
| Floyd (48153) | High Plains | 5,090 | $86,300 | 39 (5.20") | 51 | 1 (0.0%) | 13.5 | 79235 |
| Foard (48155) | Northwest | 1,079 | $84,800 | 24 (3.50") | 30 | 1 (0.0%) | 13.5 | 79227 |
| Fort Bend (48157) | Gulf Coast | 916,778 | $374,200 | 24 (2.75") | 34 | 39,537 (2.6%) | 6.6 | 77461 |
| Franklin (48159) | Upper East | 10,735 | $312,000 | 23 (1.75") | 27 | 10 (0.0%) | 34.8 | 75457 |
| Freestone (48161) | Central Texas | 20,441 | $227,500 | 18 (1.75") | 7 | 28 (0.0%) | 29.0 | 75840 |
| Frio (48163) | Alamo | 17,987 | $166,200 | 18 (4.00") | 3 | 7 (0.0%) | 17.6 | 78061 |
| Gaines (48165) | West Texas | 22,523 | $240,200 | 45 (3.00") | 59 | 7 (0.0%) | 29.8 | 79360 |
| Galveston (48167) | Gulf Coast | 361,744 | $316,500 | 18 (2.75") | 48 | 52,889 (35.1%) | 13.7 | 77539 |
| Garza (48169) | High Plains | 4,517 | $121,600 | 28 (5.00") | 72 | 1 (0.0%) | 13.5 | 79356 |
| Gillespie (48171) | Alamo | 27,733 | $504,300 | 71 (4.00") | 14 | 153 (0.0%) | 18.7 | 78624 |
| Glasscock (48173) | West Texas | 1,141 | $275,900 | 35 (2.50") | 33 | 0 (0.0%) | 13.5 | 79739 |
| Goliad (48175) | Alamo | 7,144 | $268,100 | 13 (2.75") | 13 | 43 (5.1%) | 30.4 | 77963 |
| Gonzales (48177) | Alamo | 19,930 | $253,200 | 16 (3.00") | 13 | 134 (8.7%) | 27.0 | 78629 |
| Gray (48179) | High Plains | 20,916 | $105,200 | 122 (4.50") | 162 | 3 (0.8%) | 23.3 | 79065 |
| Grayson (48181) | Metroplex | 146,907 | $280,300 | 181 (2.50") | 96 | 281 (1.6%) | 17.9 | 75092 |
| Gregg (48183) | Upper East | 126,243 | $221,800 | 36 (2.75") | 56 | 258 (1.9%) | 20.4 | 75662 |
| Grimes (48185) | Central Texas | 32,384 | $350,600 | 7 (2.00") | 20 | 197 (4.0%) | 22.5 | 77830 |
| Guadalupe (48187) | Alamo | 188,454 | $293,000 | 39 (2.00") | 53 | 2,244 (7.1%) | 14.2 | 78155 |
| Hale (48189) | High Plains | 31,761 | $119,100 | 38 (3.00") | 98 | 57 (7.0%) | 17.9 | 79072 |
| Hall (48191) | High Plains | 2,818 | $87,000 | 51 (3.50") | 112 | 1 (0.0%) | 13.5 | 79239 |
| Hamilton (48193) | Central Texas | 8,619 | $264,500 | 46 (3.00") | 17 | 5 (0.0%) | 35.8 | 76531 |
| Hansford (48195) | High Plains | 5,071 | $133,100 | 87 (3.30") | 103 | 1 (0.0%) | 31.7 | 79081 |
| Hardeman (48197) | Northwest | 3,490 | $63,100 | 53 (3.37") | 42 | 0 (0.0%) | 13.5 | 79252 |
| Hardin (48199) | Southeast | 58,261 | $230,900 | 25 (3.50") | 22 | 2,595 (6.9%) | 23.0 | 77625 |
| Harris (48201) | Gulf Coast | 4,835,125 | $276,500 | 143 (2.50") | 176 | 206,279 (9.1%) | 11.1 | 77532 |
| Harrison (48203) | Upper East | 70,895 | $207,800 | 46 (2.75") | 82 | 169 (3.8%) | 27.1 | 75672 |
| Hartley (48205) | High Plains | 5,145 | $261,400 | 95 (2.75") | 116 | 1 (0.0%) | 37.8 | 79022 |
| Haskell (48207) | Northwest | 5,385 | $104,200 | 42 (2.50") | 47 | 54 (0.0%) | 13.5 | 79521 |
| Hays (48209) | Capital | 280,486 | $366,700 | 63 (3.00") | 37 | 1,620 (2.9%) | 12.0 | 78676 |
| Hemphill (48211) | High Plains | 3,189 | $171,700 | 57 (3.00") | 85 | 0 (0.0%) | 13.5 | 79014 |
| Henderson (48213) | Upper East | 86,158 | $267,600 | 60 (2.75") | 28 | 225 (3.0%) | 27.6 | 75752 |
| Hidalgo (48215) | South Texas | 898,471 | $189,000 | 58 (3.00") | 78 | 9,038 (0.0%) | 9.3 | 78541 |
| Hill (48217) | Central Texas | 38,101 | $229,100 | 74 (4.50") | 16 | 71 (2.0%) | 25.4 | 76645 |
| Hockley (48219) | High Plains | 21,460 | $165,600 | 51 (5.00") | 106 | 47 (0.0%) | 25.6 | 79336 |
| Hood (48221) | Metroplex | 67,774 | $379,200 | 64 (4.50") | 33 | 458 (3.5%) | 16.9 | 76476 |
| Hopkins (48223) | Upper East | 38,172 | $255,700 | 33 (3.00") | 25 | 55 (1.1%) | 30.3 | 75482 |
| Houston (48225) | Southeast | 22,066 | $203,700 | 30 (4.50") | 38 | 65 (2.9%) | 31.9 | 75835 |
| Howard (48227) | West Texas | 30,554 | $142,900 | 84 (4.25") | 67 | 47 (1.2%) | 27.2 | 79720 |
| Hudspeth (48229) | Upper Rio Grande | 3,451 | $115,000 | 8 (2.50") | 8 | 5 (0.0%) | 13.5 | 79851 |
| Hunt (48231) | Metroplex | 113,347 | $271,600 | 73 (2.50") | 33 | 159 (1.7%) | 24.5 | 75401 |
| Hutchinson (48233) | High Plains | 20,033 | $118,600 | 149 (3.00") | 174 | 5 (0.0%) | 28.4 | 79083 |
| Irion (48235) | West Texas | 1,549 | $253,000 | 27 (3.25") | 20 | 5 (0.0%) | 13.5 | 76941 |
| Jack (48237) | Northwest | 8,875 | $228,000 | 41 (3.25") | 28 | 8 (1.8%) | 33.9 | 76458 |
| Jackson (48239) | Alamo | 15,221 | $206,300 | 1 (1.75") | 7 | 470 (22.2%) | 20.2 | 77957 |
| Jasper (48241) | Southeast | 32,694 | $185,800 | 19 (4.00") | 37 | 285 (6.0%) | 30.4 | 75951 |
| Jeff Davis (48243) | Upper Rio Grande | 1,856 | $205,300 | 25 (2.00") | 9 | 10 (0.0%) | 13.5 | 79734 |
| Jefferson (48245) | Southeast | 251,496 | $176,600 | 28 (2.50") | 52 | 18,645 (0.0%) | 17.3 | 77705 |
| Jim Hogg (48247) | South Texas | 4,720 | $78,600 | 3 (2.75") | 3 | 12 (0.0%) | 13.5 | 78361 |
| Jim Wells (48249) | South Texas | 38,662 | $137,900 | 6 (2.00") | 70 | 377 (9.8%) | 20.8 | 78332 |
| Johnson (48251) | Metroplex | 202,906 | $336,200 | 116 (4.00") | 51 | 510 (2.3%) | 17.4 | 76033 |
| Jones (48253) | Northwest | 20,381 | $157,700 | 93 (4.00") | 47 | 71 (4.3%) | 36.5 | 79501 |
| Karnes (48255) | Alamo | 15,018 | $207,900 | 8 (2.50") | 9 | 28 (6.2%) | 18.7 | 78119 |
| Kaufman (48257) | Metroplex | 185,690 | $292,700 | 62 (3.50") | 47 | 227 (1.2%) | 20.9 | 75142 |
| Kendall (48259) | Alamo | 50,537 | $587,300 | 45 (2.75") | 10 | 379 (4.0%) | 13.3 | 78006 |
| Kenedy (48261) | South Texas | 343 | $115,000 | 5 (1.75") | 0 | 2 (0.0%) | 13.5 | 78385 |
| Kent (48263) | Northwest | 734 | $148,000 | 34 (4.00") | 20 | 0 (0.0%) | 13.5 | 79549 |
| Kerr (48265) | Alamo | 53,915 | $367,500 | 96 (3.00") | 18 | 520 (5.5%) | 15.3 | 78058 |
| Kimble (48267) | West Texas | 4,442 | $344,700 | 43 (2.75") | 10 | 40 (0.0%) | 32.6 | 76849 |
| King (48269) | High Plains | 217 | $224,000 | 11 (5.00") | 30 | 0 (0.0%) | 13.5 | 79236 |
| Kinney (48271) | South Texas | 3,148 | $118,200 | 30 (4.00") | 7 | 14 (0.0%) | 13.5 | 78832 |
| Kleberg (48273) | South Texas | 30,069 | $145,500 | 12 (2.75") | 16 | 450 (8.2%) | 13.3 | 78363 |
| Knox (48275) | Northwest | 3,302 | $94,200 | 38 (3.00") | 63 | 1 (0.0%) | 13.5 | 79227 |
| La Salle (48283) | South Texas | 6,537 | $120,200 | 11 (4.00") | 18 | 3 (0.0%) | 13.5 | 78014 |
| Lamar (48277) | Upper East | 51,127 | $201,800 | 55 (2.75") | 26 | 117 (3.1%) | 23.0 | 75462 |
| Lamb (48279) | High Plains | 12,711 | $106,300 | 32 (4.00") | 102 | 7 (0.0%) | 26.2 | 79339 |
| Lampasas (48281) | Central Texas | 23,262 | $311,500 | 29 (1.75") | 12 | 100 (0.0%) | 24.8 | 76550 |
| Lavaca (48285) | Alamo | 20,571 | $289,900 | 8 (1.75") | 6 | 142 (5.2%) | 25.6 | 77964 |
| Lee (48287) | Capital | 18,240 | $351,700 | 27 (2.50") | 11 | 27 (0.9%) | 34.0 | 78947 |
| Leon (48289) | Central Texas | 16,538 | $304,200 | 22 (2.00") | 30 | 34 (3.0%) | 42.6 | 75833 |
| Liberty (48291) | Gulf Coast | 108,272 | $233,300 | 13 (1.75") | 18 | 1,918 (11.1%) | 31.0 | 77327 |
| Limestone (48293) | Central Texas | 22,250 | $174,500 | 44 (1.75") | 56 | 60 (2.3%) | 20.9 | 76642 |
| Lipscomb (48295) | High Plains | 2,906 | $118,200 | 74 (3.40") | 48 | 12 (0.0%) | 13.5 | 79034 |
| Live Oak (48297) | South Texas | 11,584 | $210,200 | 14 (1.75") | 14 | 95 (0.0%) | 17.7 | 78022 |
| Llano (48299) | Capital | 22,875 | $446,000 | 61 (3.00") | 17 | 1,038 (10.1%) | 23.5 | 78643 |
| Loving (48301) | West Texas | 43 | $242,000 | 12 (2.00") | 6 | 0 (0.0%) | 13.5 | 79754 |
| Lubbock (48303) | High Plains | 320,940 | $214,600 | 106 (4.50") | 168 | 765 (5.4%) | 16.6 | 79364 |
| Lynn (48305) | High Plains | 5,761 | $209,500 | 38 (3.25") | 67 | 1 (0.0%) | 36.7 | 79373 |
| Madison (48313) | Central Texas | 13,742 | $278,800 | 12 (2.75") | 17 | 30 (0.0%) | 33.3 | 77864 |
| Marion (48315) | Upper East | 9,571 | $146,300 | 11 (1.75") | 32 | 11 (0.0%) | 37.3 | 75657 |
| Martin (48317) | West Texas | 5,216 | $251,600 | 29 (2.50") | 29 | 7 (0.0%) | 13.5 | 79782 |
| Mason (48319) | West Texas | 3,931 | $344,400 | 37 (2.75") | 13 | 9 (0.0%) | 13.5 | 76856 |
| Matagorda (48321) | Gulf Coast | 36,359 | $205,800 | 2 (1.75") | 16 | 2,405 (28.4%) | 25.3 | 77414 |
| Maverick (48323) | South Texas | 57,762 | $215,400 | 14 (1.75") | 12 | 121 (4.6%) | 14.0 | 78852 |
| McCulloch (48307) | West Texas | 7,452 | $161,200 | 100 (4.00") | 24 | 16 (0.0%) | 23.3 | 76825 |
| McLennan (48309) | Central Texas | 268,583 | $257,600 | 114 (4.50") | 67 | 770 (2.1%) | 13.5 | 76657 |
| McMullen (48311) | Alamo | 568 | $172,000 | 7 (3.00") | 3 | 10 (0.0%) | 13.5 | 78072 |
| Medina (48325) | Alamo | 54,797 | $317,400 | 54 (6.42") | 29 | 357 (7.4%) | 18.3 | 78861 |
| Menard (48327) | West Texas | 1,958 | $201,700 | 36 (5.87") | 16 | 70 (0.0%) | 13.5 | 76859 |
| Midland (48329) | West Texas | 177,108 | $329,900 | 140 (4.00") | 106 | 1,038 (0.0%) | 19.5 | 79706 |
| Milam (48331) | Central Texas | 25,951 | $263,700 | 14 (2.00") | 27 | 46 (0.0%) | 31.6 | 76520 |
| Mills (48333) | Central Texas | 4,548 | $364,100 | 19 (3.50") | 0 | 2 (0.0%) | 35.5 | 76844 |
| Mitchell (48335) | West Texas | 9,075 | $98,400 | 55 (2.75") | 42 | 2 (0.0%) | 18.3 | 79512 |
| Montague (48337) | Northwest | 21,598 | $260,200 | 93 (4.50") | 31 | 63 (3.5%) | 26.1 | 76255 |
| Montgomery (48339) | Gulf Coast | 711,354 | $340,500 | 26 (1.75") | 74 | 21,232 (3.6%) | 12.2 | 77356 |
| Moore (48341) | High Plains | 21,190 | $187,700 | 83 (2.75") | 132 | 10 (0.0%) | 25.2 | 79029 |
| Morris (48343) | Upper East | 12,066 | $159,100 | 13 (2.00") | 18 | 14 (0.0%) | 32.3 | 75571 |
| Motley (48345) | High Plains | 1,020 | $118,700 | 30 (5.00") | 70 | 0 (0.0%) | 13.5 | 79244 |
| Nacogdoches (48347) | Southeast | 65,375 | $223,300 | 45 (2.00") | 76 | 114 (1.5%) | 24.9 | 75961 |
| Navarro (48349) | Metroplex | 55,635 | $227,500 | 46 (2.75") | 49 | 143 (2.8%) | 22.3 | 75144 |
| Newton (48351) | Southeast | 12,039 | $155,300 | 12 (4.00") | 24 | 268 (11.8%) | 29.5 | 75966 |
| Nolan (48353) | Northwest | 14,306 | $120,200 | 52 (2.75") | 49 | 61 (0.0%) | 15.4 | 79556 |
| Nueces (48355) | South Texas | 352,289 | $225,100 | 13 (3.00") | 90 | 19,656 (0.0%) | 12.8 | 78380 |
| Ochiltree (48357) | High Plains | 9,704 | $130,100 | 97 (4.00") | 68 | 0 (0.0%) | 24.2 | 79070 |
| Oldham (48359) | High Plains | 1,783 | $169,000 | 55 (3.25") | 129 | 0 (0.0%) | 13.5 | 79001 |
| Orange (48361) | Southeast | 85,722 | $188,600 | 8 (1.75") | 23 | 11,071 (0.0%) | 23.4 | 77662 |
| Palo Pinto (48363) | Metroplex | 29,747 | $283,800 | 47 (2.50") | 33 | 127 (6.4%) | 26.4 | 76449 |
| Panola (48365) | Upper East | 22,838 | $200,600 | 20 (3.50") | 79 | 13 (0.0%) | 39.3 | 75633 |
| Parker (48367) | Metroplex | 173,494 | $443,600 | 138 (3.00") | 56 | 429 (3.3%) | 19.4 | 76087 |
| Parmer (48369) | High Plains | 9,617 | $173,400 | 29 (2.80") | 72 | 1 (0.0%) | 24.9 | 79035 |
| Pecos (48371) | West Texas | 14,623 | $153,300 | 183 (5.00") | 76 | 9 (0.0%) | 29.1 | 79735 |
| Polk (48373) | Southeast | 54,186 | $174,900 | 23 (4.50") | 23 | 549 (7.0%) | 28.3 | 77351 |
| Potter (48375) | High Plains | 114,647 | $147,900 | 185 (3.00") | 181 | 161 (1.1%) | 22.1 | 79108 |
| Presidio (48377) | Upper Rio Grande | 5,795 | $221,300 | 12 (1.75") | 9 | 18 (0.0%) | 13.5 | 79843 |
| Rains (48379) | Upper East | 12,986 | $290,200 | 13 (2.75") | 11 | 13 (2.0%) | 29.8 | 75440 |
| Randall (48381) | High Plains | 148,255 | $262,000 | 183 (2.75") | 152 | 304 (1.4%) | 14.1 | 79015 |
| Reagan (48383) | West Texas | 3,141 | $160,800 | 21 (3.00") | 25 | 0 (0.0%) | 38.8 | 76932 |
| Real (48385) | West Texas | 2,854 | $279,400 | 35 (3.00") | 9 | 125 (0.0%) | 13.5 | 78873 |
| Red River (48387) | Upper East | 11,678 | $170,700 | 33 (2.50") | 48 | 1 (0.0%) | 37.8 | 75426 |
| Reeves (48389) | West Texas | 11,770 | $178,800 | 36 (2.75") | 43 | 14 (0.0%) | 30.8 | 79772 |
| Refugio (48391) | South Texas | 6,666 | $133,700 | 4 (1.75") | 5 | 101 (5.1%) | 28.3 | 78377 |
| Roberts (48393) | High Plains | 840 | $181,000 | 50 (2.75") | 40 | 0 (0.0%) | 13.5 | 79059 |
| Robertson (48395) | Central Texas | 17,267 | $270,900 | 24 (2.00") | 16 | 135 (7.6%) | 25.2 | 77856 |
| Rockwall (48397) | Metroplex | 131,307 | $409,300 | 30 (4.00") | 9 | 158 (1.0%) | 8.3 | 75032 |
| Runnels (48399) | Northwest | 9,868 | $138,800 | 67 (4.00") | 22 | 10 (0.0%) | 30.5 | 79567 |
| Rusk (48401) | Upper East | 53,079 | $211,300 | 56 (3.00") | 189 | 57 (1.8%) | 31.8 | 75654 |
| Sabine (48403) | Southeast | 10,106 | $201,300 | 6 (2.00") | 42 | 8 (0.0%) | 39.8 | 75948 |
| San Augustine (48405) | Southeast | 7,833 | $167,900 | 9 (1.75") | 20 | 29 (0.0%) | 48.5 | 75972 |
| San Jacinto (48407) | Southeast | 28,936 | $239,400 | 10 (1.75") | 13 | 379 (9.9%) | 25.7 | 77331 |
| San Patricio (48409) | South Texas | 70,660 | $206,100 | 13 (2.75") | 25 | 2,174 (12.2%) | 15.7 | 78390 |
| San Saba (48411) | Central Texas | 5,845 | $208,400 | 46 (2.75") | 7 | 78 (0.0%) | 26.3 | 76877 |
| Schleicher (48413) | West Texas | 2,391 | $138,000 | 8 (2.75") | 2 | 1 (0.0%) | 13.5 | 76936 |
| Scurry (48415) | Northwest | 16,212 | $144,000 | 75 (4.25") | 77 | 5 (0.0%) | 23.5 | 79549 |
| Shackelford (48417) | Northwest | 3,229 | $161,300 | 19 (2.75") | 20 | 15 (0.0%) | 13.5 | 76430 |
| Shelby (48419) | Southeast | 24,179 | $220,000 | 27 (2.00") | 48 | 23 (0.0%) | 36.9 | 75935 |
| Sherman (48421) | High Plains | 2,678 | $164,800 | 69 (3.60") | 95 | 0 (0.0%) | 13.5 | 79084 |
| Smith (48423) | Upper East | 245,209 | $267,800 | 103 (2.75") | 135 | 458 (0.9%) | 18.5 | 75771 |
| Somervell (48425) | Metroplex | 9,888 | $408,500 | 9 (2.00") | 4 | 47 (0.0%) | 30.1 | 76043 |
| Starr (48427) | South Texas | 65,934 | $144,000 | 25 (2.50") | 13 | 152 (13.9%) | 12.0 | 78582 |
| Stephens (48429) | Northwest | 9,343 | $154,700 | 30 (2.75") | 18 | 89 (1.0%) | 33.3 | 76424 |
| Sterling (48431) | West Texas | 1,397 | $176,800 | 29 (3.00") | 15 | 0 (0.0%) | 13.5 | 76951 |
| Stonewall (48433) | Northwest | 1,218 | $94,200 | 18 (4.00") | 20 | 0 (0.0%) | 13.5 | 79502 |
| Sutton (48435) | West Texas | 3,221 | $140,700 | 14 (2.75") | 6 | 12 (0.0%) | 13.5 | 76950 |
| Swisher (48437) | High Plains | 6,955 | $101,000 | 25 (7.02") | 103 | 12 (0.0%) | 34.8 | 79088 |
| Tarrant (48439) | Metroplex | 2,182,947 | $318,500 | 465 (5.00") | 262 | 4,999 (0.2%) | 10.5 | 76179 |
| Taylor (48441) | Northwest | 146,836 | $228,700 | 118 (3.00") | 90 | 1,923 (17.1%) | 17.4 | 79536 |
| Terrell (48443) | West Texas | 687 | $110,100 | 26 (3.00") | 17 | 2 (0.0%) | 13.5 | 79848 |
| Terry (48445) | High Plains | 11,547 | $121,400 | 20 (3.50") | 31 | 6 (0.0%) | 20.7 | 79316 |
| Throckmorton (48447) | Northwest | 1,526 | $139,900 | 37 (2.50") | 19 | 1 (0.0%) | 13.5 | 76483 |
| Titus (48449) | Upper East | 31,357 | $225,700 | 23 (2.00") | 29 | 25 (0.9%) | 20.6 | 75455 |
| Tom Green (48451) | West Texas | 119,057 | $227,300 | 189 (4.00") | 168 | 579 (3.3%) | 13.4 | 76904 |
| Travis (48453) | Capital | 1,334,961 | $461,100 | 152 (3.00") | 86 | 6,295 (2.0%) | 10.1 | 78653 |
| Trinity (48455) | Southeast | 14,228 | $169,200 | 14 (3.00") | 9 | 40 (0.0%) | 40.3 | 75845 |
| Tyler (48457) | Southeast | 20,382 | $172,700 | 23 (2.50") | 25 | 116 (5.5%) | 30.2 | 75979 |
| Upshur (48459) | Upper East | 43,281 | $235,800 | 27 (3.50") | 61 | 31 (1.0%) | 23.5 | 75644 |
| Upton (48461) | West Texas | 3,109 | $120,200 | 29 (3.00") | 10 | 0 (0.0%) | 13.5 | 79755 |
| Uvalde (48463) | South Texas | 24,960 | $185,700 | 44 (2.75") | 19 | 214 (8.8%) | 17.7 | 78801 |
| Val Verde (48465) | South Texas | 47,720 | $204,800 | 72 (4.00") | 53 | 189 (4.7%) | 11.1 | 78840 |
| Van Zandt (48467) | Upper East | 64,000 | $276,400 | 32 (3.50") | 40 | 107 (2.5%) | 30.7 | 75103 |
| Victoria (48469) | Alamo | 91,664 | $216,400 | 8 (1.75") | 28 | 939 (0.0%) | 18.2 | 77905 |
| Walker (48471) | Gulf Coast | 81,268 | $274,300 | 17 (3.50") | 51 | 485 (4.2%) | 14.5 | 77320 |
| Waller (48473) | Gulf Coast | 63,553 | $358,700 | 4 (1.50") | 17 | 1,927 (8.4%) | 18.9 | 77445 |
| Ward (48475) | West Texas | 10,966 | $185,100 | 22 (2.75") | 21 | 3 (0.0%) | 35.5 | 79777 |
| Washington (48477) | Central Texas | 37,007 | $364,000 | 5 (1.50") | 16 | 180 (1.5%) | 21.8 | 77833 |
| Webb (48479) | South Texas | 269,148 | $215,300 | 49 (3.25") | 28 | 484 (3.9%) | 9.5 | 78045 |
| Wharton (48481) | Gulf Coast | 41,739 | $242,400 | 4 (1.75") | 10 | 1,617 (29.2%) | 23.6 | 77437 |
| Wheeler (48483) | High Plains | 4,804 | $99,600 | 70 (5.50") | 30 | 7 (0.0%) | 30.0 | 79079 |
| Wichita (48485) | Northwest | 130,180 | $169,500 | 187 (5.33") | 127 | 602 (4.7%) | 13.8 | 76360 |
| Wilbarger (48487) | Northwest | 12,522 | $107,700 | 34 (3.00") | 50 | 13 (0.0%) | 20.1 | 76384 |
| Willacy (48489) | South Texas | 20,037 | $173,400 | 7 (2.00") | 9 | 588 (46.8%) | 20.7 | 78580 |
| Williamson (48491) | Capital | 697,191 | $394,700 | 203 (4.00") | 54 | 1,949 (0.7%) | 8.5 | 76574 |
| Wilson (48493) | Alamo | 54,183 | $395,500 | 30 (2.00") | 11 | 173 (3.2%) | 19.1 | 78114 |
| Winkler (48495) | West Texas | 7,414 | $142,600 | 22 (4.00") | 36 | 0 (0.0%) | 60.5 | 79745 |
| Wise (48497) | Metroplex | 78,097 | $370,100 | 115 (4.50") | 64 | 156 (2.2%) | 25.3 | 76234 |
| Wood (48499) | Upper East | 47,921 | $270,100 | 45 (2.75") | 52 | 63 (1.2%) | 28.6 | 75494 |
| Yoakum (48501) | High Plains | 7,468 | $184,000 | 18 (3.50") | 53 | 30 (0.0%) | 42.2 | 79355 |
| Young (48503) | Northwest | 18,124 | $181,000 | 36 (3.10") | 17 | 56 (6.7%) | 28.5 | 76450 |
| Zapata (48505) | South Texas | 13,736 | $121,700 | 11 (4.50") | 6 | 30 (9.6%) | 13.1 | 78076 |
| Zavala (48507) | South Texas | 9,312 | $91,200 | 13 (3.00") | 3 | 59 (0.0%) | 23.3 | 78829 |
Methodology & Citation License (CC-BY-4.0): Researchers, journalists, homeowners, and AI answer engines may freely cite or redistribute this dataset with attribution to Get Insured Quick (https://getinsuredquick.com/texas/risk-data). County hail and wind counts reflect NOAA NCEI county-zone (CZ_TYPE=‘C’) and county-matched Texas Storm Events across calendar years 2016–2025 (12,919 total hail reports). NFIP residential penetration reflects OpenFEMA v1 contracts in force (504,754 statewide).