Texas Insurance Disclosures & Carrier Network

1. Marketplace Compensation & Licensing Disclosure

Get Insured Quick operates an online comparison platform exclusively for Texas Personal Auto and Commercial Auto Insurance. Get Insured Quick is compensated by participating licensed Texas property and casualty insurance carriers, managing general agencies (MGAs), and licensed agencies when a Texas consumer requests a quote, clicks a carrier referral link, or binds a policy. Our comparison tools are 100% free to Texas consumers and business owners.

2. Texas Statutory Auto Insurance Requirements

• 30/60/25 Minimum Liability (Tex. Transp. Code § 601.072): Texas law requires minimum liability coverage of $30,000 for bodily injury per person, $60,000 for total bodily injury per accident, and $25,000 for property damage per accident.
• Personal Injury Protection (Tex. Ins. Code § 1952.152) & UM/UIM (§ 1952.101): All Texas personal auto insurers must offer at least $2,500 in Personal Injury Protection (PIP) and Uninsured/Underinsured Motorist (UM/UIM) coverage. These coverages are included by default unless rejected in writing by the named insured.
• TexasSure Electronic Verification: Active policies bound through participating Texas carriers are reported electronically to the TexasSure database for DPS law enforcement and county tax assessor-collector registration verification.
• SR-22 Financial Responsibility Certificates (Tex. Transp. Code § 601.056): SR-22 certificates must be maintained continuously for two (2) years from the date of conviction or judgment unless otherwise specified by the Texas Department of Public Safety (DPS).

3. Texas Commercial Auto & TxDMV / USDOT Requirements

Commercial vehicles operating intrastate in Texas or interstate under USDOT authority may require higher combined single limit (CSL) liability thresholds ($300,000, $750,000, or $1,000,000+) and electronic Form E, BMC-91X, or MCS-90 endorsements depending on gross vehicle weight rating (GVWR) and commodities hauled.

4. Participating Texas Auto & Commercial Carriers / Partners

When you submit a quote request on Get Insured Quick, your inquiry may be matched with up to four (4) of the following licensed Texas personal auto, non-standard SR-22, or commercial auto carriers, agencies, and underwriting groups based on your Texas ZIP code and vehicle profile:

• Progressive County Mutual Insurance Company / Artisan and Truckers Casualty Co.
• GEICO County Mutual Insurance Company
• Elephant Insurance Company (Texas Personal Auto)
• Root Insurance Company (Texas Telematics Personal Auto)
• Dairyland County Mutual Insurance Co. of Texas (Personal Auto & SR-22)
• The General / Permanent General Assurance Corporation
• Kemper Auto / Infinity County Mutual Insurance Company
• Bristol West / Foremost County Mutual Insurance Company
• National General / Integon National Insurance Company (Personal & Commercial Auto)
• Gainsco Auto Insurance (MGA Insurance Company, Inc. — Texas Minimum Limits & SR-22)
• biBERK Business Insurance (Berkshire Hathaway Direct Commercial Auto)
• Hiscox & Next Insurance (Texas Small Business & Contractor Commercial Auto)
• Authorized Texas Independent Property & Casualty Agencies licensed with the Texas Department of Insurance (TDI).

5. Texas Consumer Bill of Rights for Personal Automobile Insurance

Under Texas Department of Insurance rules (28 TAC § 5.9970), every Texas personal automobile policyholder is entitled to receive the Consumer Bill of Rights for Personal Automobile Insurance upon policy issuance. For independent consumer assistance, rate guides, or to verify an insurer's license status, contact the Texas Department of Insurance (TDI) Consumer Help Line at 1-800-252-3439 or visit www.tdi.texas.gov.