Texas Commercial Insurance by Industry
Select your Texas trade below for NCCI/ISO class codes, TDLR/TSBPE/TxDMV/TABC compliance rules, real Texas Census establishment counts, and an interactive Contract COI Stack builder.
HVAC & Mechanical Contractors
8,649 TX firms • 100,840 employees • TDLR Air Conditioning & Refrigeration Contractors
View COI Stack & Guide → Construction & Trades • NAICS 238220Plumbing & Pipefitting Contractors
8,649 TX firms • 100,840 employees • Texas State Board of Plumbing Examiners
View COI Stack & Guide → Construction & Trades • NAICS 238210Electrical & Low-Voltage Contractors
5,841 TX firms • 88,223 employees • TDLR Electrical Safety & Licensing
View COI Stack & Guide → Construction & Trades • NAICS 238160Roofing & Storm Restoration Contractors
2,282 TX firms • 15,032 employees • Texas Voluntary Roofing Standards & Municipal Registration
View COI Stack & Guide → Construction & Trades • NAICS 236115Home Builders & Residential Remodelers
4,514 TX firms • 19,901 employees • Texas Residential Construction Liability Act
View COI Stack & Guide → Construction & Trades • NAICS 236220Commercial General Contractors
3,501 TX firms • 55,882 employees • Texas Gov't Code Ch. 2253
View COI Stack & Guide → Construction & Trades • NAICS 236118Residential Remodelers & Kitchen/Bath
5,912 TX firms • 20,825 employees • Texas Property Code Ch. 27 & EPA RRP Lead-Safe Rule
View COI Stack & Guide → Construction & Trades • NAICS 238110Concrete, Foundation & Flatwork Contractors
1,665 TX firms • 28,997 employees • Texas Expansive Clay Soil Standards & Municipal Curb-Cut Permits
View COI Stack & Guide → Construction & Trades • NAICS 238320Painting & Commercial Coating Contractors
1,341 TX firms • 15,565 employees • TCEQ VOC Coating Rules & EPA Lead-Safe RRP
View COI Stack & Guide → Construction & Trades • NAICS 238910Excavation, Land Clearing & Site Prep
2,543 TX firms • 43,377 employees • Texas811 Utility Law
View COI Stack & Guide → Construction & Trades • NAICS 561730Landscaping, Irrigation & Tree Service
5,436 TX firms • 57,982 employees • TCEQ Licensed Irrigator
View COI Stack & Guide → Construction & Trades • NAICS 561720Janitorial & Commercial Cleaning Services
3,799 TX firms • 77,341 employees • Texas Commercial Building COI Standards & Bonding
View COI Stack & Guide → Trucking & Auto Services • NAICS 484110Local Freight & Box Truck Carriers
2,677 TX firms • 22,700 employees • TxDMV Motor Carrier Registration
View COI Stack & Guide → Trucking & Auto Services • NAICS 484121Hotshot & Long-Haul Trucking
6,568 TX firms • 60,372 employees • FMCSA Interstate Authority
View COI Stack & Guide → Trucking & Auto Services • NAICS 484220Dump Truck & Aggregate Hauling
2,219 TX firms • 22,929 employees • TxDMV Intrastate Motor Carrier & TxDOT Overweight Permits
View COI Stack & Guide → Trucking & Auto Services • NAICS 488410Towing, Wrecker & Roadside Assistance
781 TX firms • 5,349 employees • TDLR Towing & Booting Program
View COI Stack & Guide → Trucking & Auto Services • NAICS 492110Courier, Medical & Last-Mile Delivery
803 TX firms • 85,714 employees • FMCSA / TxDMV & Amazon DSP / FedEx ISP Contract Specs
View COI Stack & Guide → Trucking & Auto Services • NAICS 811111Auto Repair & Mechanical Shops
6,072 TX firms • 32,093 employees • TxDMV Inspection Stations & TCEQ Waste Oil/Coolant Rules
View COI Stack & Guide → Trucking & Auto Services • NAICS 811121Auto Body, Paint & Collision Centers
2,519 TX firms • 20,188 employees • TCEQ Spray-Booth Air Permits & DRP Insurer Network Requirements
View COI Stack & Guide → Trucking & Auto Services • NAICS 441120Independent Used Car Dealers
2,520 TX firms • 19,226 employees • TxDMV GDN Dealer License & $50,000 Surety Bond
View COI Stack & Guide → Food, Hospitality & Retail • NAICS 722511Full-Service Restaurants & Steakhouses
20,198 TX firms • 466,161 employees • TABC Liquor Liability
View COI Stack & Guide → Food, Hospitality & Retail • NAICS 722513Fast-Casual, Cafes & Quick-Service
23,697 TX firms • 513,664 employees • Texas DSHS / Local Health Dept. Permits & Retail Lease COIs
View COI Stack & Guide → Food, Hospitality & Retail • NAICS 722330Food Trucks & Mobile Catering
1,012 TX firms • 3,709 employees • Texas DSHS Mobile Food Unit Rules
View COI Stack & Guide → Food, Hospitality & Retail • NAICS 722410Bars, Taverns & Craft Breweries
2,839 TX firms • 37,858 employees • TABC Permit Compliance & Texas Dram Shop Act
View COI Stack & Guide → Food, Hospitality & Retail • NAICS 445110Retail, Convenience & Specialty Stores
3,495 TX firms • 244,306 employees • TABC Off-Premise Beer/Wine & Texas Retail Lease Compliance
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 541110Law Firms & Legal Practices
13,688 TX firms • 85,069 employees • State Bar of Texas
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 541211CPA, Accounting & Tax Firms
4,047 TX firms • 45,108 employees • Texas State Board of Public Accountancy
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 541330Engineering & Architecture Firms
5,595 TX firms • 118,940 employees • Texas Board of Professional Engineers & Land Surveyors
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 541511IT Consultants, Software & MSPs
6,147 TX firms • 93,583 employees • Texas Business & Commerce Code Ch. 521
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 531210Real Estate Brokerages & Agents
11,063 TX firms • 35,043 employees • Texas Real Estate Commission
View COI Stack & Guide → Professional, Tech & Real Estate • NAICS 531311Property Management & HOA Managers
4,351 TX firms • 42,327 employees • TREC Property Management Licensing & Texas Property Code Ch. 92
View COI Stack & Guide → Health, Wellness & Care • NAICS 621111Medical Clinics, Med-Spas & Physicians
20,425 TX firms • 210,869 employees • Texas Medical Board
View COI Stack & Guide → Health, Wellness & Care • NAICS 621210Dental, Orthodontic & Oral Surgery Practices
11,755 TX firms • 88,687 employees • Texas State Board of Dental Examiners
View COI Stack & Guide → Health, Wellness & Care • NAICS 621610Home Health & Senior Care Agencies
4,302 TX firms • 215,320 employees • Texas HHSC HCSSA Licensing
View COI Stack & Guide → Health, Wellness & Care • NAICS 812112Beauty Salons, Spas & Barbershops
5,545 TX firms • 27,559 employees • TDLR Cosmetology & Barbering
View COI Stack & Guide → Health, Wellness & Care • NAICS 713940Fitness Centers, CrossFit & Training Studios
3,174 TX firms • 48,916 employees • Texas Health Spa Act
View COI Stack & Guide → Industrial, Services & Specialty • NAICS 561710Pest Control & Termite Operators
1,381 TX firms • 12,304 employees • Texas Dept. of Agriculture Structural Pest Control
View COI Stack & Guide → Industrial, Services & Specialty • NAICS 332710Machine Shops, Welding & Metal Fabrication
1,219 TX firms • 12,943 employees • OSHA Machine Guarding & Oilfield/Aerospace OEM Vendor Specs
View COI Stack & Guide → Construction & Trades • NAICS 238140Masonry, Brick, Stone & Stucco Contractors
807 TX firms • 11,019 employees • Texas Moisture-Barrier & EIFS/Stucco Underwriting Standards
View COI Stack & Guide → Construction & Trades • NAICS 238350Framing, Trim & Finish Carpentry
1,314 TX firms • 10,010 employees • Texas Builder Subcontract COI Standards & OSHA Fall Protection
View COI Stack & Guide →